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南宁公积金缴存比例和规定是什么

南宁公积金缴存比例和规定是由南宁市住房公积金管理中心制定并执行的。根据规定，雇主和员工要共同缴纳公积金，缴存比例为单位个人月工资总额的12%，其中雇主承担5%，员工承担7%。对于按小时计酬的临时工、合同制职工以及退休返聘人员，则根据实际收入确定应缴纳的金额。公积金是一种强制性储蓄形式，在未满60周岁或购买之一套住房前，不得提取除特殊情况外，并在办理提取申请后30个自然日内正常办结。另外,如果有贷款业务需求,也可参考公积金贷款相关政策与程序来进行申请.各单位都需要确保按时足额交纳公积金，并履行相应报告义务。通过这样的机制，进一步促进了住房改善和社会稳定发展。

Overall,theSouthNanningHousingProvidentFundManagementCenterisresponsibleforsettingandimplementingthecontributionratioandregulationsforhousingprovidentfundinNanning.Accordingtotheregulations,bothemployersandemployeesarerequiredtocontributetothefundatarateof12%oftheemployee' *** onthlysalary,withtheemployercontributing5%andtheemployeecontributing7%.Fortemporaryworkerspaidhourly,contractemployees,andretiredrehiringpersonnel,thecontributionamountisdeterminedbasedontheiractualin *** e.Thehousingprovidentfundisamandatorysavingsschemethatcanonlybewithdrawnunderspecialcircumstance *** eforereachingtheageof60orpurchasingthefirstproperty.Theprocessingtimeforwithdrawalapplicationsshouldnotexceed30calendardays.Additionally,individualsc *** sorefertospecificpoliciesandproceduresforhousingprovidentfundloansiftheyhaveloanneeds.Allemployersarerequiredtoensuretimelyandfullcontributionstothefundwhilefulfillingreportingobligations.Throughthi *** echani *** ,itfurthercontributestoimprovinghousingconditionsandpromotingsocialstabilityinNanning.